LifePolicyFactsGroup cover is a welcome benefit, often a multiple of salary. It is rarely designed around your family.
Common gaps
Cover can end when you leave a job, may be hard to carry over, and the amount may be below your real need. Ask HR whether you can convert or continue it.
How to check
Work out your need in the Life Insurance Needs Calculator, subtract the workplace amount, and see how long it lasts with the Family Runway Calculator.
Frequently asked questions
Is employer cover taxed?
Treatment differs by country and benefit type, so ask your provider.
Do I need personal cover as well?
Many people want it if group cover is small or tied to the job.
Educational content only. Not insurance, financial or legal advice.