Life insurance calculators

Pick the question you are trying to answer.

Add up income, mortgage, debts and education to find the cover your family would need.

See how much more you could pay if you delay buying a term policy.

Test buying term and investing the difference against the cash value in a whole life illustration.

Check what share of your take-home pay a life insurance premium would use.

Turn percentages into exact payouts and make sure your shares total 100%.

See what your cover could buy in the future and how much you would need to keep its value.

Estimate how your mortgage balance falls over time to size cover that matches it.

Find how many months your family could manage on a payout plus savings.

Estimate the yearly cost of replacing childcare, housekeeping, cooking and errands.

Compare policies by what each 1,000 of cover costs per year.