Guides

Basics

How Much Life Insurance Do You Really Need?

A plain method for putting a number on cover, with a worked example.

Read the guideCompare

Term vs Whole Life Insurance: What the Numbers Show

How the two policy types differ in cost, purpose and flexibility.

Read the guidePrice

The Real Cost of Waiting to Buy Life Insurance

Why delaying can raise your premium and what it can put at risk.

Read the guideFamily

Do Stay-at-Home Parents Need Life Insurance?

Why unpaid work still has a replacement cost and how to size cover.

Read the guideEstate

Life Insurance Beneficiaries: Avoid the Common Mistakes

How to name primary and contingent beneficiaries correctly.

Read the guideInflation

Does Inflation Shrink Your Life Insurance?

What a fixed payout may buy in twenty years.

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Is Life Insurance Through Work Enough?

The gaps in group cover and how to check yours.

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